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Application Items

  • Copy of driver’s license or passport
  • Copy of social security card
  • Address history last 2 years?
  • How long at current address?
  • Rent or Own?
  • If renting, current rent paid/month?
  • Employment history last 2 years?
  • Name of company owned?
  • Current job title?
  • How long in current job title?
  • Married or UnMarried?
  • Dependents, names and ages (if any)
  • Hazard insurance policy DEC page
  • Current mortgage statement (refinance)
  • Signed copy of purchase agreement (purchase)
  • Credit Authorization (include with the items above)

To qualify using bank statements, submit these with application items:

  • 12-24 months current bank statements (depending on program... ALL PAGES)
  • Business license or CPA letter showing same line of work for the last 2 years

To qualify stated income, submit these with application items:

  • Lease agreements on properties owned
  • Rent roll all properties owned

To qualify FULL DOC (using tax returns), submit these with application items:

  • Pay-stubs covering a 30 day period
  • Last 2 years tax returns (1040’s)
  • Last 2 years of W-2’s

Miscellaneous items you may need to qualify:

  • Copy of the rental agreements for any rental units owned
  • If applicable, a copy of your divorce decree
  • If you’d like child support considered, provide proof for the previous 12 months
  • If you’re not a US Citizen, copy of your green card front/back.

Why Borrower's Choose Us

We bring wholesale mortgages to consumers! After obtaining a mortgage, it is normally grouped together with hundreds of other mortgages and re-sold to different banks on the open market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance at MORTGAGE WHOLESALE where you can obtain a “wholesale mortgage rate” from the start?


  • 661-333-1181
  • 110 Civic Center Dr. #204
    Vista, CA 92084
  • Boulton Mortgage, Broker
    BRE: 01115686 | NMLS: 249600

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