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No Income Verification Mortgage

No Income Verification Mortgages are beneficial for borrower’s who have a hard time documenting their income or have random deposits that are not related to their business but are technically still considered income.   Stated Income Mortgage Personal Bank StatementsNo Tax Returns

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Non-Bank Mortgage Lenders

Non-Bank mortgage lender’s are gaining momentum and this provides a much needed relief for self employed borrower’s who take excessive tax write-off’s and are unable to qualify under full doc, traditional bank lending guidelines.  Mortgage Wholesale provides numerous programs and

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Who Pays Title Insurance?

There are two types of title insurance – a Lender’s Title Policy and an Owner’s Title Policy. To protect their interest in your mortgage from possible default, mortgage lenders require buyers to purchase a lender’s title policy, but a lender’s

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Private Money Lenders – FUND in 5-10 DAYS!

Private Money Lenders are a GREAT resource to fund properties in 5-10 days.  Mortgage Wholesale offers these for residential and commercial properties.  Great product to take advantage of 1031 exchanges for purchases or fix and flip investors. The ability to get

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Difference Between Pre Qualified and Pre Approved

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Even some loan officers and real estate agents will use the terms incorrectly, so here’s what you really need to know

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Mortgage Broker or Direct Lender?

There is absolutely nothing wrong with going to a direct lender for a home loan. The only problem is, many people move for the wrong reasons. Most people would be better off going to a mortgage broker, but they are

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What Does Mortgage APR Include?

If you have already been presented with your loan documents, your APR can be found on the Truth in Lending page. While the actual calculation of the APR can be quite difficult, what is and is not included in the

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No Income Verification Mortgage

No Income Verification Mortgages are beneficial for borrower’s who have a hard time documenting their income or have random deposits that are not related to their business but are technically still considered income.   Stated Income Mortgage Personal Bank StatementsNo Tax Returns

Read More »

Non-Bank Mortgage Lenders

Non-Bank mortgage lender’s are gaining momentum and this provides a much needed relief for self employed borrower’s who take excessive tax write-off’s and are unable to qualify under full doc, traditional bank lending guidelines.  Mortgage Wholesale provides numerous programs and

Read More »

Who Pays Title Insurance?

There are two types of title insurance – a Lender’s Title Policy and an Owner’s Title Policy. To protect their interest in your mortgage from possible default, mortgage lenders require buyers to purchase a lender’s title policy, but a lender’s

Read More »

Private Money Lenders – FUND in 5-10 DAYS!

Private Money Lenders are a GREAT resource to fund properties in 5-10 days.  Mortgage Wholesale offers these for residential and commercial properties.  Great product to take advantage of 1031 exchanges for purchases or fix and flip investors. The ability to get

Read More »

Mortgage Broker or Direct Lender?

There is absolutely nothing wrong with going to a direct lender for a home loan. The only problem is, many people move for the wrong reasons. Most people would be better off going to a mortgage broker, but they are

Read More »
Self Employed Mortgage Qualifier
Determine if you can save money (refinance) or pre-qualify for a purchase
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