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Self Employed Mortgage Programs

Bank Statements
12-24 Months

Use Business or Personal Bank Statements
No Tax Returns Required
Interest Only Option Available
  • Primary Residence, Second Home and Investment Properties
  • Purchase, Rate/Term and Cash-Out Refinance
  • Loans $150k to $15 Million +
  • Fixed and ARM’s
  • 600 Min-FICO
  • 90% Max LTV
  • No Reserve Requirements and No Prepayment Penalty
  • No Mortgage Insurance Required
  • SFR, Condos, Townhouse and 2-4 Units
Popular

Bank Statement
1 Month

Personal Bank Statements
No Tax Returns Required
Interest Only Option Available
  • Primary Residence Only
  • Purchase, Rate/Term and Cash-Out Refinance
  • Loans $150k to $5 Million
  • Fixed and ARM’s
  • 650 Min-FICO
  • 75% LTV Purchase / 70% LTV Refinance
  • No Reserve Requirements and No Prepayment Penalty
  • No Mortgage Insurance Required
  • SFR, Condos, Townhouses
Creative

Stated Income Loans

No Income Documentation Required
Interest Only Available
(Depending on Program)
  • Residential Investment and Commercial Properties
  • Primary Residences Allowed under Business Purpose * Call
  • Purchase, Rate/Term and Cash-Out Refinance
  • Loans $150k to $5 Million
  • Fixed and ARM’s
  • 650 Min-FICO
  • 75% Max LTV (Maybe 80% depending on scenario)
  • Residential = SFR, Condos, Townhouse and 2-4 Units
  • Commercial = 5+ Units, Mixed Use, Retail, Office, Warehouse, Self Storage, Automotive
Investor

Asset Depletion

High Net-Worth Individuals
Interest Only Available
  • Use Personal Bank Statements – No Tax Returns
  • Primary Residence, Second Home and Investment Properties
  • Purchase, Rate/Term and Cash-Out Refinance
  • Loans $180k to $5 Million +
  • Fixed and ARM’s
  • 600 Min-FICO
  • 90% Max LTV
  • SFR, Condos, Townhouse and 2-4 Units
High Worth

P&L Program

Creative Income Qualifying
1099 Borrower Option
  • Primary Residence, Second Home and Investment Properties
  • Purchase, Rate/Term and Cash-Out Refinance
  • Loans $150k to $15 Million
  • Fixed and ARM's
  • 600 Min-FICO
  • SFR, Condos, Townhouse and 2-4 Units
Popular

Other Mortgages

Various Ways To Qualify
Interest Only Options Available
  • 1099 Borrower's - We have programs
  • Portfolio Loans – We can fund these in excess of $50+ Million.
  • Conventional – Full doc (tax return) mortgages
  • FHA Loans - Lower down-payment options
  • VA Loans
  • Reverse Mortgages - Borrower's needing income
  • Jumbo and Super Jumbo Mortgages - $50 Million+
Other MTGS

Why Borrower's Choose Us

We bring wholesale mortgages to consumers! After obtaining a mortgage, it is normally grouped together with hundreds of other mortgages and re-sold to different banks on the open market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance at MORTGAGE WHOLESALE where you can obtain a “wholesale mortgage rate” from the start?

CONTACT US

  • 661-333-1181
  • loans@mortgagewholesale.com
  • 110 Civic Center Dr. #204
    Vista, CA 92084
  • Boulton Mortgage, Broker
    BRE: 01115686 | NMLS: 249600

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