SELF EMPLOYED MORTGAGE LOANS
RESIDENTIAL | COMMERCIAL
If you’re mortgage shopping online and haven’t found the program that fits your scenario, it’s likely we have it. We have more programs to qualify self employed borrower’s than any single online source. We also have wholesale rates for W-2 tax return borrower’s. Start with the form above to check your scenario.
NO TAX RETURN MORTGAGE LOANS
STATED INCOME LOANS
Yes, we offer full Stated Income Loans & Stated Income Jumbo Loans from $150k to $5 Million! These loans are for borrower’s who prefer NOT to qualify with bank statements or tax returns. These stated income loans have NO income requirements. We offer these for primary residences and investment properties.
BANK STATEMENT LOANS
Bank Statement Loans are designed for self employed borrower’s who would like to qualify with bank statements or a simple P&L. These loans don’t require tax returns, pay-stubs or W-2’s. We have near “A” paper rates depending on LTV and credit score. 90% LTV available with no mortgage insurance. Interest only available for lowest payments. Our Bank Statement Loans go to $15 million.
PRIVATE MONEY LOANS
This is our equity based lending and is normally for investor client’s who would like to close in 5-10 days. Perfect option to get properties under contract and funded quickly. No appraisal required!
Why Choose Mortgage Wholesale?
We offer wholesale mortgage rates to consumers! After obtaining a mortgage, it is normally grouped together with hundreds of other mortgages and re-sold to different banks on the open market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance at MORTGAGE WHOLESALE where you can obtain a “wholesale mortgage rate” from the start?
Determine if you can refinance or pre-qualify for a purchase
We specialize in Self Employed Mortgage Loans including Stated Income Loans, Bank Statement Loans, Private Money Loans, Asset Depletion Loans, Portfolio Loans and many other programs. We finance both Residential and Commercial properties.
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