If you’re mortgage shopping online and haven’t found the program that fits your scenario, it’s likely we have it.  We have more programs to qualify self employed borrower’s than any single online source.  We also have wholesale rates for W-2 tax return borrower’s.  Start with the form above to check your scenario.

Bank Statement Loans

Bank Statement Loans are designed for self employed borrower’s who would like to qualify with bank statements or a simple P&L. These loans don’t require tax returns, pay-stubs or W-2’s. We have near “A” paper rates depending on LTV and credit score. 90% LTV available with no mortgage insurance. Interest only available for lowest payments. Our Bank Statement Loans go to $15 million.

Stated Income Loans

Yes, we offer full Stated Income Loans & Stated Income Jumbo Loans from $150k to $5 Million! These loans are for borrower’s who prefer NOT to qualify with bank statements or tax returns. These stated income loans have NO income requirements. We offer these for primary residences and investment properties.

Private Money Loans

This is our equity based lending and is normally for investor client’s who would like to close in 5-10 days. Perfect option to get properties under contract and funded quickly. No appraisal required!

Why Choose Mortgage Wholesale?

We bring wholesale mortgages to consumers! After obtaining a mortgage, it is normally grouped together with hundreds of other mortgages and re-sold to different banks on the open market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance at MORTGAGE WHOLESALE where you can obtain a “wholesale mortgage rate” from the start?

Self Employed Mortgage Qualifier
Determine if you can refinance or pre-qualify for a purchase


We specialize in Self Employed Mortgage Loans including Stated Income Loans, Bank Statement Loans, Private Money Loans, Asset Depletion Loans, Portfolio Loans and many other programs.  We finance both Residential and Commercial properties.

Stated Income Loans


  • 661-333-1181
  • 110 Civic Center Dr. #204
    Vista, CA 92084
  • Boulton Mortgage, Broker
    BRE: 01115686 | NMLS: 249600

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