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No Tax Return Mortgages are “generally” for borrower’s unable or unwilling to use their tax returns to qualify for a mortgage. This would include Business Owner’s, Investor’s, Commission Sales People, Independent Contractor’s (1099) and similar people who show excessive write-off’s making it difficult to prove their income qualify here.
We simplify the process for No Tax Return Mortgage borrower’s.
Tax Return Mortgages (Full-Doc Loans) are generally for employed borrower’s who can document all their income necessary to qualify for a mortgage. This would include salary or hourly wage earner’s who receive a regular pay check qualify here.
Under some circumstances, self-employed borrower’s are able to qualify full-doc. Example: Owner’s who pay themselves a salary or limit their tax return write-off’s.
