No Tax Return Mortgages

Self Employed | Business Owner's | Investor's | Independent Contractor's | Commission Sales | High Net Worth

No Tax Return Mortgages

No Tax Return Mortgages are “generally” for borrower’s unable or unwilling to use their tax returns to qualify for a mortgage.  This would include Business Owner’s, Investor’s, Commission Sales People, Independent Contractor’s (1099) and similar people who show excessive write-off’s making it difficult to prove their income qualify here.

We simplify the process for No Tax Return Mortgage borrower’s.

Tax Return Mortgages

Employed | Athlete's | Retired | Veteran's | Self Employed (some)

Tax Return Mortgages

Tax Return Mortgages (Full-Doc Loans) are generally for employed borrower’s who can document all their income necessary to qualify for a mortgage.  This would include salary or hourly wage earner’s who receive a regular pay check qualify here.

Under some circumstances, self-employed borrower’s are able to qualify full-doc.  Example:  Owner’s who pay themselves a salary or limit their tax return write-off’s.