Property types
Mortgage Loans by Property Type: Residential, Commercial & Specialty Financing
Programs on this page are grouped by property use, not loan mechanics, so you can go straight to what fits your property. If you're not sure where your property lands, reach out and a loan officer will point you in the right direction.
There are three categories to choose from: Residential, Commercial, and Specialty-Use properties, each listed below with every property type we finance.
7 property types
Commercial Property Loans
Specialty Property Loans
Not sure which loan program fits your property? Talk to a loan officer.
Why borrowers choose us
One Broker. Every Property Type.
One Broker Across Every Category
Residential, commercial, and specialty financing options are handled through one relationship, not bounced between specialists.
Underwriting Matched to Your Property
Programs are evaluated against the actual property and its use, not pushed through a one-size-fits-all checklist built for standard residential loans.
Built for Residential, Commercial & Specialty
Financing options span all three property categories equally. No single type is a specialty add-on or an afterthought.
Who we serve
Whatever Your Property, There's a Program for It
Single-Family & Small Multi-Family Owners
Financing options for primary residences, investment homes, duplexes, triplexes, and four-unit properties.
Real Estate Investors
Programs for short-term rentals, buy-and-hold portfolios, DSCR loans, and income-producing residential properties.
Commercial Property Owners & Developers
Financing options for apartment buildings, office parks, retail centers, industrial facilities, mixed-use developments, and more.
Owners of Special-Purpose Properties
Financing options for car washes, churches, assisted living facilities, gas stations, golf courses, farms, and other unique property types.
Fix-and-Flip & Ground-Up Construction Borrowers
Short-term financing options for acquisitions, renovations, and new construction, for residential and select commercial projects.
Borrowers Previously Declined Elsewhere
Programs for borrowers whose property type, credit profile, or loan structure fell outside what a conventional lender would consider.
Get started
Find the Right Program for Your Property
Tell us a bit about your property and a loan officer will reach out to help you identify the right financing option.
Residential, commercial, and specialty-use properties all considered
No commitment required, just a conversation to point you in the right direction
Unsure which category fits? Select “Not Sure Yet” and we'll help you figure it out
Answer Home Loans, Inc. · NMLS #1729528 · DRE #02058505