Loan Programs 2026
Mortgage Loan Types 2026: Find the Right Program for You
Every program here is grouped by borrower situation — not by loan mechanics — so you can navigate straight to what fits your scenario. If you're not sure where you land, reach out and a loan officer will point you in the right direction.
Types of Mortgage Programs We Offer
There are five categories to choose from: self-employed, investor, conventional (full-doc), commercial, and specialty-property borrowers. Browse the directory below to find your program.
Investor Loans
Full-Doc Loans
Commercial Loans
Specialty Property Loans
Financing options for special-purpose and non-standard property types.
Not sure which category fits your situation? Talk to a loan officer.
Why Work With Us
One Place for Every Loan Program.
One Lender, Every Category
Access every loan program through a single point of contact — no referrals, no bouncing between specialists.
Underwriting That Fits You
Underwriting is matched to your actual situation — not a one-size-fits-all checklist that ignores context.
Built for Every Borrower Type
Programs available for self-employed, investor, conventional, commercial, and specialty-property borrowers alike.
Who We Serve
Whatever Your Situation, There's a Program for It.
Self-Employed & 1099 Borrowers
Financing options for those without traditional W-2 income — bank statements, P&L, and alternative qualification paths available.
Real Estate Investors
Programs for rental income properties, fix-and-flip projects, hard money needs, and growing portfolios.
Conventional & VA-Eligible Homebuyers
Full-doc programs including FHA, VA, conventional, and high-balance financing for eligible borrowers.
Commercial Property Owners & Developers
Bridge, permanent, and private money options for commercial acquisitions, refinancing, and development.
Owners of Special-Purpose Properties
Financing options for hospitality, healthcare, agricultural, and other specialty-use assets that fall outside standard guidelines.
Borrowers Previously Declined Elsewhere
Alternative programs designed for situations that don't fit traditional bank or agency guidelines — there may still be a path forward.
Get Started
Let's Find the Right Program for You.
Not every situation fits a standard template — and that's exactly why these programs exist. Tell us a bit about where you stand, and a loan officer will help identify the right path forward.
- No obligation — just a starting conversation.
- One contact across every program — no runaround.
- If you're not sure which program fits, that's fine — tell us your situation and we'll sort it out.