Self Employed Loans
1099 Loans Asset Depletion Loans Bank Statement Loans Bank Statement 2nd Loans Jumbo Loans Profit and Loss Loans Stated Income Loans Portfolio Loans
Loan Programs 2026
Mortgage Loan Types 2026: Find the Right Program for You
Every program here is grouped by borrower situation — not by loan mechanics — so you can navigate straight to what fits your scenario. If you're not sure where you land, reach out and a loan officer will point you in the right direction.
Types of Mortgage Programs We Offer
There are five categories to choose from: self-employed, investor, conventional (full-doc), commercial, and specialty-property borrowers. Browse the directory below to find your program.
Investor Loans
DSCR Loans Fix and Flip Loans Hard Money Loans Condotel Loans Construction Loans
Full-Doc Loans
Conventional Loans FHA Loans High-Balance Loans VA Loans
Commercial Loans
Bridge Loans Private Money Loans Permanent Loans Small Farm Loans
Specialty Property Loans
Financing options for special-purpose and non-standard property types.
Assisted Living Facility Churches Funeral Homes Golf Courses Hotels/Motels Car Washes Farms Gas Stations Hospitality Mobile Home Parks
Not sure which category fits your situation? Talk to a loan officer.
Why Work With Us
One Place for Every Loan Program.
One Lender, Every Category
Access every loan program through a single point of contact — no referrals, no bouncing between specialists.
Underwriting That Fits You
Underwriting is matched to your actual situation — not a one-size-fits-all checklist that ignores context.
Built for Every Borrower Type
Programs available for self-employed, investor, conventional, commercial, and specialty-property borrowers alike.
Who We Serve
Whatever Your Situation, There's a Program for It.
Self-Employed & 1099 Borrowers
Financing options for those without traditional W-2 income — bank statements, P&L, and alternative qualification paths available.
Real Estate Investors
Programs for rental income properties, fix-and-flip projects, hard money needs, and growing portfolios.
Conventional & VA-Eligible Homebuyers
Full-doc programs including FHA, VA, conventional, and high-balance financing for eligible borrowers.
Commercial Property Owners & Developers
Bridge, permanent, and private money options for commercial acquisitions, refinancing, and development.
Owners of Special-Purpose Properties
Financing options for hospitality, healthcare, agricultural, and other specialty-use assets that fall outside standard guidelines.
Borrowers Previously Declined Elsewhere
Alternative programs designed for situations that don't fit traditional bank or agency guidelines — there may still be a path forward.
Get Started
Let's Find the Right Program for You.
Not every situation fits a standard template — and that's exactly why these programs exist. Tell us a bit about where you stand, and a loan officer will help identify the right path forward.
- No obligation — just a starting conversation.
- One contact across every program — no runaround.
- If you're not sure which program fits, that's fine — tell us your situation and we'll sort it out.