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Terms of Use

Effective Date: 08-25-2026

Last Updated: 08-25-2026

These Terms of Use ("Terms") govern Your access to and use of the website located at https://www.mortgagewholesale.com (the "Site"), operated by Mortgage Wholesale ("Company", "We", "Us" or "Our"). By accessing or using the Site, You agree to be bound by these Terms. If You do not agree, please do not use the Site.

Please also review Our Privacy Policy and Cookies Policy, which are incorporated into these Terms by reference.

1. Who We Are

Mortgage Wholesale is a licensed mortgage brokerage. We are not a direct lender. We help borrowers connect with wholesale lending partners and loan programs that may fit their situation. NMLS #380097.

2. The Site Is Informational — Not a Commitment to Lend

Content on the Site, including rate information, loan program descriptions, and any quote or estimate provided through a form on the Site, is for general informational purposes only. It does not constitute a loan application, a commitment to lend, a guarantee of approval, or a final loan offer. Actual rates, terms, and eligibility are determined by Our wholesale lending partners based on their own underwriting criteria, documentation, and applicable disclosures, and are subject to change without notice.

3. Eligibility

You must be at least 18 years old and capable of forming a legally binding contract to use the Site or submit an inquiry through it.

4. Acceptable Use

You agree not to:

  • Use the Site for any unlawful purpose or in violation of these Terms
  • Submit false, misleading, or fraudulent information through any form on the Site
  • Attempt to gain unauthorized access to the Site, its systems, or related networks
  • Use automated means (bots, scrapers, or similar tools) to access or extract content from the Site without Our prior written consent
  • Interfere with or disrupt the Site's functionality or security

5. Submissions and Consent to Be Contacted

By submitting a form on the Site, You consent to be contacted by Us and/or Our wholesale lending partners regarding Your inquiry, by phone, email, or text message, using the contact information You provide. Message and data rates may apply to text communications. Consent to be contacted is not a condition of obtaining any loan product, and You may opt out at any time as described in Our Privacy Policy.

6. Intellectual Property

The Site and its content — including text, graphics, logos, and design elements — are owned by or licensed to Mortgage Wholesale and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without Our prior written permission, except as necessary for normal, personal, non-commercial use of the Site.

7. Third-Party Links and Partners

The Site may contain links to third-party websites, including wholesale lending partners and informational resources. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. Any dealings You have with a third-party lender or partner are solely between You and that party, subject to their own terms and disclosures.

8. No Professional Advice

Content on the Site, including blog articles and general guides, is provided for general educational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified professional regarding Your specific situation before making financial decisions.

9. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Mortgage Wholesale shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to Your use of, or inability to use, the Site, even if We have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold Mortgage Wholesale harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from Your violation of these Terms or Your misuse of the Site.

12. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of law principles, unless otherwise required by applicable state mortgage licensing or consumer protection law.

13. Changes to These Terms

We may update these Terms from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes constitutes Your acceptance of the revised Terms.

14. Termination

We reserve the right to suspend or restrict Your access to the Site, without notice, for conduct that We believe violates these Terms or is otherwise harmful to the Site, Us, or other users.

15. Equal Housing Opportunity

Mortgage Wholesale is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other basis prohibited by applicable law.

16. Contact Us

If You have questions about these Terms, You can contact Us:

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